Image - Website Of Top Chicago Short Sale Specialist
 

Short Sale Expert, Chicago Foreclosure



Chicago Short Sales Realtor

  Foreclosure is NOT the only option! DON'T LOSE YOUR HOME TO FORECLOSURE, Avoid Foreclosure!
Don't Wait Until It's Too Late! I CAN HELP YOU!  773-520-1522
Don’t hesitate to give me a call or email me for any information you might need for SHORT SALE or FORECLOSURE.  

Regina Zak Tomas, expert in short selling properties! If you don't want to loose your home to foreclosure, call me. I don't charge any fees for short sale listing.
Considerations for selecting a real estate agent
If you’re considering buying or selling a home, selecting a real estate agent is the first important decision you will have to make. While there are many qualified real estate agents out there, it’s important to decide on a professional who will understand your needs and individual preferences, someone who you can respect and trust. Nearly four out of five homebuyers and sellers enlist in the help of a real estate professional or broker.Whether you’re looking to buy a new home or sell the one you’re in, choosing a professional who best fits your needs is vital. Here are some questions to consider when choosing an agent:
How long have they been a real estate professional?
Do they work full or part time?
How long have they been working in this particular area?
What type of homes do they usually handle?
How much of their business comes from repeat customers or referrals?
How often can you expect to be updated, regardless of any progress?
Above all you should choose an agent that you feel comfortable with. Your real estate professional will be your guide through the entire process of buying or selling a home, and can be a valuable resource. Make sure that whomever you select is well suited to your demands.


I’d love to hear from you and have the opportunity to discuss why I may be right for you. You may also find it worthwhile to explore my website, it has plenty of information to cover your real estate needs. My site allows you to perform very detailed searches using search fields typically reserved only for real estate agents, so it’s a great place to start.
 
Don’t hesitate to give me a call or email me for any information you might need for your real estate.Don't settle for the ordinary untrained agent. You need a Specialist!
773-520-1522


DON'T LOSE YOUR HOME TO FORECLOSURE, Avoid Foreclosure! 

Don't Wait Until It's Too Late! I CAN HELP YOU!  773-520-1522

Short Sale Specialist, Regina Zak Tomas

As a Licensed Real Estate Broker with over 25 years of experience

Certified Distressed Property Expert

Certified Loan Originator

I can give you the expertise necessary to save your credit, relieve the uncertainty and most of all, help your family. Don't Wait Until It's Too Late! Contact me, Regina Zak Tomas, and let's get started towards the path of recovery.


Don't settle for the ordinary untrained agent. You need a Specialist!

FORECLOSURE

Credit Score: Score may be lowered anywhere from 250 to over 300 points. Typically will affect score for over 3 years. Credit History: Foreclosure will remain as a public record on a person’s credit history for 10 years or more.

If you want to avoid foreclosure and keep your home, your first step is to call your lender!! If you are having difficulty paying your mortgage on time, it's important to act now before things get so bad that you are facing foreclosure.
In a situation where you want to sell your house, but it is at risk for foreclosure, your best option is short sale.

A short sale is a way to avoid foreclosure! It’s very common in today’s depressed real estate market for home sellers to receive offers that are less than the amount owed to the lender. A short sale is when a bank is willing to sell for less than what is owed.



                          
           

 

A short sale has the potential to become very complicated. Lenders prefer to deal with a realtor instead of with the buyer. As a real estate agent, I am very persistent and patient with the short sale using my abundant amount of experience to make the process as smooth as possible.

There is no cost for professional representation! The lender covers the costs of the real estate commission.
Make sure a qualified real estate professional is representing you!
 
In Real Estate , a Short Sale - What is it?
A Short Sale is when a lender agrees to receive less than the original amount owed on the property, via negotiations, to be able to release the lien.
The Short Sale Process
The first step is to find out if a short sale is an available option for you.
Then the property is put into the market, and the Hardship Package is given to the lender.
When an offer is received it is submitted to the lender. If the lender approves the offer, the file moves to closing
The Seller's Benefits, The Buyer's Benefits
The homeowner can eliminate their mortgage debts without financing repairs for the purpose of the selling the property.
The lender pays for commissions and closing costs.
The seller’s credit report is not negatively affected by a foreclosure
Bankruptcy can be prevented.
The homeowner can stay on the property until the procedure is finished.
Buyers can buy property that has a below-market price. Also, the short sale properties are usually in better shape than foreclosure properties (don’t need as many repairs).

  Regina Zak Tomas 773-520-1522 
Licensed Real Estate Broker with over 25 years of experience, Certified Loan Originator, Certified Distressed Property Expert, Certified Short Sale Expert

Do not hesitate and call me for free service and more information, or if you have any questions about listing and selling your short sale property for free!
I don't charge any fees for short sale listing and service! In successful short sale your bank pays for the Realtor commission, attorney fees, title company fee, and any other closing costs.
Simply list and sell your short sale property for free!

But I'm not only a short sale specialist. I also work as a listing real estate agent and Realtor who works with many types of transactions. So don't hesitate to call me for any questions you have.

Some of my current listings you can see on my websites;

http://ChicagoShortSale-IllinoisForeclosure.com, http://www.Regina.IllinoisProperty.com


VIEW MY LISTINGS  Here are some great properties that I would like to bring to your attention. Please see these select homes offered by me for sale

          WHY IS IT WORTH IT TO WORK WITH ME?


I have over 25 years of experience working full time as a real estate broker.

I am a Licensed Real Estate Broker, Certified Loan Originator,  Certified Distressed Property Expert

I work with the best law firms in area.

I finished Law School at the University of Warsaw, which enhanced my negotiation skills with the law firms, and real estate agents, and results in successful transactions.

I am bilingual - I speak both English and Polish.

I am available any time, almost 24/7.
 
I DO NOT USE OTHER AGENTS, TEAMS, OR ASSISTANTS. Each of my clients is treated personally and with professional care, which combined with over 25 years of experience and collected certificates, causes former clients to eagerly return to me for business and to recommend me to their friends.

THINKING ABOUT SHORT SELLING? Avoid foreclosure? I CAN HELP YOU! Chicago Short Sale Specialist Short Sale Expert Regina Zak Tomas


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Chicago Short Sale Specialist, Short Sale Realtor, Chicago Real Estate Agent, Broker, Illinois Short Sale Expert
REGINA ZAK TOMAS